what to do ? i have house and can barely afford the mortgage anymore as its gone up so much,even with lodgers?

patty p asked:


I have a cheap apartment i can live in and rent. but if i sell i may not be able to get bk on the ladder. I dont know weather to tuff it out or just give up on my house. also the lodgers can be quite rude and disrespectful toward the house and paying on time.
I did think about an agency but they wouldnt achieve enough rent to pay my mortgage.

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