First time mom! asked:


My husband and I would like to buy a home. How much of a house could we afford if we want our mortgage payment to be about $1200?

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helen_faye_2006 asked:


I make 11 dollars an hour and I work a forty hour work week. I want to buy a small house but I dont know how much I can afford. Maybe something that costs 80,000- 100,000 dollars.

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dawn c asked:


i’m a 1st time home buyer in my 30s and will be buying this on my own.I make about 60k a yr with 40k saved for a downpayment.I also have about 30k saved for “emergancies”.I don’t want to be “house poor” but would like a nice house.My question is what price range for houses should i be looking at?

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crisis asked:


I’m thinking based on current pricing in most of the US. the new scam is to try and get people to take out 30 year mortgages because I can’t find any decent or even semi…close to decent neighborhoods (townhomes none the less) for less than 200,000 thousand bucks. Is there anywhere that somebody can buy a townhome for 100 to 150 thou? or am i dreaming?
Reason I ask is because everybody always says…why dont you invest in a house and pay what you’re paying in rent on a house not an apt…but unless they’ve checked like i have..i can’t pay anything less than 1300 to 1400 a month on a 20 year mortgage. i pay around 700-800 in rent.
…what i think is that EVERYBODY is living beyond their means and that they borrow too much money and that since everybody is in debt nobody really has respect of the real value of things.
my moms looking (for the info) and she works at the post office and she makes about 48000 a year.
now lets not forget the car, car insurance, some previous credit bills and my younger brother…
in theory it sounds like she has plenty of money but after food, utilities, phone, cable…she’d be left with like…300 dollars to herself and that’s just not right.
not to mention we all always pay our bills and none of us..especially myself are in credit debt…we also have very high credit scores..but i suppose that’s our plight.
pay your bills and be forced to rent or say F*ck it and be in debt up to your eyeballs.
think about it ppl 30….40 yr mortgage????thats insane!
what happened to a nice little house for under 200??
gone because of everybodies debt
everybody has crappy credit scores and nobody wants to lend to anybody because nobody pays or if they do …barely…because they really can’t afford it.

i see it all the time. my grandmother has a nice house..in one of the richest areas in this country. they build houses on crappy land, in 2 seconds and then they move in a family already incognito struggling (with their stupid hummer h2s and bmws)…than these ppl take out huge million dollar loans for 30..apparently even 40 years that they’ll never finish paying and if they do they’ll be bored and depressed…
its makes me realize that my original assessment of life…to have as much fun and travel as much as you can was the correct one. who wants to scrimp pennies for (at least) 10 years…you’d be miserable. better to live modestly, with a high credit score in an apartment and travel when you want than to be bogged down to oweing millions…
it just makes me so agitated that the american dream is such a sham

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bluesuedeshoes asked:


I live in Iowa where real estate is much less expensive. How can people on the coasts afford to spend so much on a house?
Ok, so how does a regular joe afford a house for $350,000? Pharmacist plus veterinarian salary equal to almost $200,000 and I wouldn’t feel comfortable with the amount of loan the coastal people deal with.

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pcguthrie asked:


I live and work in Baltimore County MD, but my income is not enough to pay $310,000 for a house, the median price in my area and any area around me that is safe for my family and I to live in.

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AviTech asked:


For someone with an Average Income. How much house can they afford in West LA or Santa Monica? Say if they drive an average car and they are above average in wise spending. No exuberant spending IOWs.
Can I find a nice Condo in Santa Monica with a view? 2 bedroom 1.5/2 bath with hardwood floors and garage parking? When will Santa Monica build more houses? I love Santa Monica.

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vicpal25 asked:


I have managed to save 10k on my savigs and have built up my credit to 660 and make 62k a year in Los Angeles, CA. Can I afford a house? Any advice for me to get into my first home? I want to start and building equity. I am very motivated to get into my first home. Any good advice or obstacles I should overcome would help….
I herd someone talking that I can get into a house with 0 down? Is that even possible??

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Andrassy asked:


Im only a high school senior now and I really dont ahve a good grasp on real estate. I live in a very upper class town and im just trying to get a feel on how much you have to make to get a certain price house. So say a man and woman combined make 200,000 about how expensive of a house could they afford managebly?

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Matt asked:


What type of oil is used for the common house heater?
Can i buy it myself and fill it in?
Staying temporarily in the house cant afford a 150 gallon filling
thanks in advance

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