dawn c asked:


i’m a 1st time home buyer in my 30s and will be buying this on my own.I make about 60k a yr with 40k saved for a downpayment.I also have about 30k saved for “emergancies”.I don’t want to be “house poor” but would like a nice house.My question is what price range for houses should i be looking at?

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MeB asked:


I plan on buying my 1st home this spring. I gross about 65k/yr and the only debt I have is a $222/mo car payment. My credit scores are 729,744,779. I have about 125k in CDS/moneymarkets and plan on using about 40k for a downpayment. I don’t want to be “house poor” but I don’t want a fixer-upper ether. My questions are how much house can I afford comfortable(what price range should I be looking at). Plus how will lenders view me with the info given above and is there anything else they look at when applying for a house loan? I plan on looking in the Albany new york area.

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