markam132 asked:


i used to have a card from a realtor to do this but have lost it.if you are going to tell me to use a mortgage calculator don’t waste my time i know how to do this.how is the payment figured multiplying the loan amount by interest rate to give you the monthly payment?

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alison a asked:


Is there a formula that I could simply plug the numbers into that would give me the amount of the payment for $137,500 with a 5.25% interest rate for 30 years?

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summer asked:


i got a quote of 7.75 interest rate on a 30 yr.conforming fixed home loan(for $45,000)and he told me it would be like 390 a month, not including tax and insurance. when i go to a mortgage calculator on the internet and type in 7.75%, 45,000 loan, and $0 down payment it says around $250 a month. can anyone tell me more about how this works, thank you

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angel1183 asked:


…if we enter the interest rate, loan amount and how much we pay each month. I know it will be paid off early, but I want a more specific time frame.

Thanks!

Kansieo.com

♥ Diana asked:


does this mean the city’s annual taxes? Or is that something different
Also, what is the average interest rate percentage?

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chesspl asked:


What I would like to do is have 4 different fields, one each for the principal, interest rate, number of payments, and monthly payment. I’d then like to change ANY of the 4 fields, leaving one blank, and have Excel calculate whatever the missing variable happens to be in the last remaining field. How can I do this?

Thanks!

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Jokey Smurf asked:


Let’s just say….
Combined monthly gross $6,704.00
30 year term @ 6.5% average interest rate
(0 to $10,000 down)
Excellent credit scrore

Also….what % is expected to put as a down payment?

(not looking at other expenses right now)

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