MeB asked:


I plan on buying my 1st home this spring. I gross about 65k/yr and the only debt I have is a $222/mo car payment. My credit scores are 729,744,779. I have about 125k in CDS/moneymarkets and plan on using about 40k for a downpayment. I don’t want to be “house poor” but I don’t want a fixer-upper ether. My questions are how much house can I afford comfortable(what price range should I be looking at). Plus how will lenders view me with the info given above and is there anything else they look at when applying for a house loan? I plan on looking in the Albany new york area.

Caffeinated Content for WordPress

berrytrain asked:


I don’t like those calulators, I just want some solid opinion.

I make $16 an hour, full-time. I have no debt, no car payments, etc.
I have 30K in savings. My credit score is 780. I am a first time home
buyer, 47 years old. I live in Denver, Colorado. Do you need any other pertinent information? Thanks.

Caffeinated Content for WordPress